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Volkswagen Financing and Car Loan Center

Greater Phoenix Car Loans - Larry H. Miller Volkswagen Avondale

Larry H. Miller Volkswagen Avondale can help you buy the car of your dreams! Our professional auto financing department helps customers secure a car loan in the greater Phoenix, AZ, area, or find a customized new car lease option. We can even help greater Phoenix, Surprise, Peoria and Glendale, Arizona, residents with less than perfect credit get an auto loan. Fill out our car financing contact form below if you would like to have us get in touch with you to answer any questions, or apply online right now using our online finance application. You can also call us, or stop by our Southern Arizona VW dealership at 10205 W. Papago Freeway, Avondale, AZ 85323 to speak to an experienced new and used car loan professional today!

Bad credit? No credit? Don't let credit problems hold you back from buying a new VW, or a quality used car. Call Larry H. Miller Volkswagen Avondale at (866) 753-5138 - we can help!

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Contact Information

Contact Information

Larry H. Miller Volkswagen Avondale

10205 W Papago Freeway

Avondale, AZ 85323
sales Sales:
(866) 753-5138
phone2 Service:
866-460-2405
phone3 Parts:
866-459-1333

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.